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Blog Post
July 22, 2021
As the COVID-19 pandemic started to exact a toll on lives and livelihoods in early 2020, countries imposed strict lockdowns to stem the spread of infections, disrupting economies and societies across the world. With pandemic-induced constraints on in-person interactions, many countries adopted a “di...
POLICY PAPERS
July 22, 2021
Together with a lockdown and an information campaign, India’s early response to the Covid-19 pandemic included the launch of PMGKY, a major social protection package. This built on previous digital investments including in direct benefit transfer to financial accounts as well as on several establish...
POLICY PAPERS
July 08, 2021
While several comparable countries in sub-Saharan Africa have seen a significant increase in financial inclusion, mainly driven by digital financial services, Ethiopia still performs poorly. Even digital payment and transfer services, which lower-income and less literate segments of the population c...
POLICY PAPERS
July 06, 2021
Over the last decade, Pakistan has seen improvements in the coverage of its networks of bank branches, ATMs, and mobile money agents. However, the country is lagging behind comparator countries when it comes to the financial inclusion of its population; according to the latest estimates, barely 20 p...
Blog Post
May 11, 2021
On January 1, 2021, the long-anticipated African Continental Free Trade Area (AfCFTA) became a reality. But AfCFTA’s potential might not be fully realized without stronger digital connectivity and effective policies that promote the free flow of data and information across member states to facilitat...
POLICY PAPERS
April 29, 2021
The past decade has seen significant innovation and growth in the volume and value of digital payments in India. However, we find that the associated gains have been heavily concentrated in favor of wealthier and urban customers and have had less impact on lower income and rural populations. While s...
Blog Post
February 25, 2021
There is a growing recognition around the world that consent to share personal data no longer works as a mechanism to protect that data. Placing the burden on providers—and not individuals—to protect data privacy gives developing countries the opportunity to leapfrog to a future-ready data protectio...